🛠 PTO Tools
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PTO Calculator

Project your PTO balance through any future date. Handles accrual or flat allowance, holidays, and planned trips.

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PTO Optimizer

Turn 10 days of PTO into 24+ days off by strategically placing your vacation around holidays and weekends.

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PTO Payout Calculator

Leaving a job? Estimate how much you'll receive for your unused PTO balance — and check your state's payout laws.

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⚡ Other Tools
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Raise Calculator

Estimate your new take-home pay after a salary raise, including 401k adjustments.

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It's 5 O'Clock Somewhere

Live world map showing where happy hour is happening right now. Set your city for a countdown to your 5pm.

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More tools coming soon

We're building more free tools to help you make the most of your benefits.


📖 PTO Guides
PTO Basics

How to Calculate Your PTO Accrual Rate

Step-by-step formulas for every pay schedule — weekly, biweekly, semi-monthly, and monthly.

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Year-End PTO

What Happens to Unused PTO at Year End?

Use-it-or-lose-it policies explained, plus which states require employers to pay out unused vacation.

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Benchmarks

How Many Vacation Days Do Americans Get?

See how your PTO compares nationally, by industry, company size, and years of service.

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🏛 State PTO Law Guides
California

California PTO Laws 2026: The Complete Guide

California treats accrued PTO as earned wages. Use-it-or-lose-it is illegal. Payout is always required at termination.

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New York

New York PTO and Sick Leave Laws Explained

NY PSST Act, NYC's separate rules, and Paid Family Leave — New York's multi-law paid leave landscape explained.

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Texas

Texas Vacation and PTO Laws: What Employers Can and Can't Do

Texas has minimal PTO requirements. Employer policy governs everything — here's what that means for you.

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Florida

Florida PTO Laws: Use-It-Or-Lose-It Rules Explained

Florida imposes no PTO requirements and preempts local sick leave laws. What you get depends entirely on your employer.

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Illinois

Illinois Paid Leave for All Workers Act: Complete Guide

Illinois's landmark 2024 law requires 40 hours of any-reason paid leave for nearly all workers. Here's how it works.

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Washington

Washington State PTO Laws 2026: Sick Leave, PFML, and Your Rights

Washington mandates paid sick leave for all employers and provides 90% wage replacement through PFML. No vacation mandate.

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Colorado

Colorado PTO Laws 2026: Vacation Pay, ACCRUED Wages, and FAMLI

Colorado's HELP Rules treat vacation as earned wages — use-it-or-lose-it is illegal. FAMLI launched paid family leave in 2024.

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Massachusetts

Massachusetts PTO Laws 2026: Vacation Pay, Treble Damages, and PFML

Massachusetts requires vacation payout at termination and imposes treble damages for wage violations. PFML covers up to 26 weeks.

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New Jersey

New Jersey PTO Laws 2026: Earned Sick Leave, FLI, and Your Rights

NJ mandates 40 hours of paid sick leave and has among the broadest family definitions of any state. FLI provides paid family leave.

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Connecticut

Connecticut PTO Laws 2026: Paid Sick Leave, CTPL, and Phase-In Schedule

Connecticut's paid sick leave law is expanding through 2027. CTPL provides up to 14 weeks of family and medical leave pay.

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Arizona

Arizona PTO Laws 2026: Prop 206 Sick Leave, Vacation Pay, and Your Rights

Proposition 206 requires paid sick time for most Arizona employers. Vacation PTO is unregulated — policy governs everything else.

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Rhode Island

Rhode Island PTO Laws 2026: Sick Leave, TDI, TCI, and Vacation Pay

Rhode Island's HSFWA mandates paid sick leave. Courts enforce vacation payout promises. TDI provides 30 weeks, TCI provides 6 weeks.

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Minnesota

Minnesota PTO Laws 2026: ESST, Vacation as Wages, and Immediate Final Pay

Minnesota's ESST covers all employers since January 2024. Vacation is treated as earned wages — and final paychecks are due immediately.

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Maine

Maine PTO Laws 2026: Earned Paid Leave for Any Reason

Maine was the first state to mandate paid leave usable for any reason. 10+ employee employers must provide 40 hours per year.

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New Mexico

New Mexico PTO Laws 2026: Healthy Workplaces Act and Vacation Pay

New Mexico's Healthy Workplaces Act requires paid sick leave for all employers — no size threshold — with a 64-hour annual cap.

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Missouri

Missouri PTO Laws 2026: No Mandate, No Sick Leave, Policy Governs

Missouri has no vacation or sick leave mandate and preempts local ordinances. Your rights depend entirely on your employer's written policy.

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Louisiana

Louisiana PTO Laws 2026: Vacation Pay, 15-Day Rule, and Termination Rights

Louisiana enforces written vacation promises as contracts. Fired employees must receive final pay within 15 days — or employers face 90-day penalties.

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Hawaii

Hawaii PTO Laws 2026: TDI, the Prepaid Health Care Act, and Your Rights

Hawaii is the only state requiring employer health coverage (PHCA), and its TDI program provides 26 weeks — the longest in the US.

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Delaware

Delaware PTO Laws 2026: Healthy Delaware Families Act and Vacation Pay

Delaware's HDFA began paying benefits in January 2026 — up to 12 weeks of parental leave and 6 weeks of medical leave. New law, know your rights.

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Wisconsin

Wisconsin PTO Laws 2026: Vacation as Wages, Sick Leave, and Your Rights

Wisconsin treats promised vacation as wages enforceable by the DWD. No sick leave mandate. Retroactive policy changes are prohibited.

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💼 HR Software Reviews
HR Software

Best HR Software for Small Business in 2026

Gusto, BambooHR, Rippling, and Justworks compared side-by-side with real pricing, pros, cons, and who each is best for.

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HR Software Review

Gusto Review 2026: Pricing, Features, and Who It's Best For

A full breakdown of Gusto's three plans, what you actually pay at different team sizes, and honest takes on strengths and weaknesses.

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HR Software Comparison

Gusto vs. BambooHR 2026: Which Is Right for Your Company?

Head-to-head comparison of the two most popular small business HR platforms — payroll, PTO, onboarding, pricing, and a clear verdict.

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